Getting out of my Debt, Part Umpteen!!

I don’t even know what number I am up to by now….

Well, folks, I have hit a few milestones. I’m happy to say that FINALLY my private LAL loan has fallen below $16K. The balance on it is now 15,921.62.  That means I have paid off about 25% of the loan since September, because it was over $20,900 at that time!

So here is what the numbers used to be like:

Sept. 2013:

Personal loan: $4,211.42
LAL loan: $20,939.94
Simmons Loan: $23,620.04
Big Daddy (federal) loan: $75,390.94

TOTAL BALANCE: $124,162.34

Here are what the numbers look like now:

June 2014:

Personal loan: GONEEEEEEEEE FINITO, NON-EXISTENT!!!!
LAL loan: $15,921.62
Simmons Loan: $23,620.04
Big Daddy (federal) loan: $75,390.94

TOTAL BALANCE: $114,942.60

DIFFERENCE: $9,219.74 REDUCTION in DEBT!!!!!!!!

In addition to that, I guess I can say it now – I’ve reached the halfway $ mark for my tiny home/motorhome/land fund (whatever it ends up being.)   I admit, sometimes I am tempted to take that balance and throw it all at the LAL loan just so I can see the balance go below 10K sooner than scheduled, but I just need to keep plugging away.

To keep myself inspired this morning, I read through a couple blog posts of people who have really gotten themselves out of debt:

http://www.givemebackmyfivebucks.com/debt-payoff/ (How I wish my amount was as low as hers to start with! It’s all relative, folks…)

Fairy Tales, or How I Paid $200,000 in Student Loan Debt Loan Off in 5 Years

If you haven’t read this guy’s book or blog yet, check out No More Harvard Debt.  Pretty inspiring.

Oh, and another friend sent me this link over the weekend – I love how this guy has been helping very elderly senior citizens get stronger! This is definitely an untapped market in the fitness industry.   The post was called A Chiseled Body Builder, Frail Clients, and A Fitness Story for the Ages.

And in case you  like reading these kind of stories in bulk: People Who Got out of Debt.

What do you do to give yourself a pick me up when you need it? Whether it’s about debt or something else?

If you have liked this post, please hit like or subscribe, and again, if you’re at all familiar with living/traveling through Washington state, please drop me a line below.  (I’ve been looking at personal training programs out there because I just don’t feel like I have enough practical experience to do a good job training people.) Thank you!